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Budget Binder with Cheap super special price Zipper Envelopes 14PCS Envelop A6 Cash Gifts

Budget Binder with Zipper Envelopes 14PCS A6 Binder Cash Envelop

$6

Budget Binder with Zipper Envelopes 14PCS A6 Binder Cash Envelop

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Product description

Size:A6  |  Color:Black

How to use envelopes for budgeting


1. Think of the budget categories that need a cash envelope.

It's a good idea to use the envelope system for items that tend to waste your budget. Think of things like groceries, restaurants, entertainment, gas and clothing. 


"strong"2. Figure out your budget amount.

If you know you tend to overspend on things like baby showers, birthdays and impulse purchases, then look at limiting that to a certain amount for the month. If groceries are always zapping your cash, figure out how much you want to spend on them and then stick to it !  


"strong"3. Mark your envelopes and stash that cash

Let's say you've budgeted $400 a month for groceries. When you get your first paycheck of the month, take out $200 from your bank account and put the cash in an envelope. On that envelope, write out Groceries. When you get your second paycheck, do the same thing again and put that $200 in the envelope. That's your $400 food budget for the month.


Make sure you take enough money with you to cover your groceries for that trip. If you take $150 cash and your total comes to $160, take some things out of the cart and put them back. I know, I know-it's hard! But it's better than going over to your grocery category and busting your whole budget for the month!


4. Spend only what you've put in each cash envelope.

Don't forget: When your money's gone, it's gone! If you want to go to the store but don't have enough money, raid the fridge for leftovers. Do a pantry challenge! Dig through your pantry to see what you can find to make dinner without having to hit the grocery store. This is a great way to really get information about your spending habits!


Advantages of Using Money envelopes for cash budgeting

It keep you on track.

Budget Binder with Zipper Envelopes 14PCS A6 Binder Cash Envelop

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